allocating charitable contributions

This Shabbat we had a guest, Ruth Messinger from American World Jewish Service. She spoke Friday night about global communities and led a study session Shabbat morning on the theme of "to whom am I responsible?". We talked about communities and how they overlap and how this can influence our degrees of connection, and we talked in passing about how we make decisions about tzedakah (charitable contributions, though that's not a precise translation).

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Ruth told us about an interesting family tradition she'd heard somewhere: when each kid in the extended family reaches a certain age (I think she said 9 in this case), a family member with the means sits that kid down for a talk that goes something like this: "Here is a check for $100. It's made out to your parents 'cause they have the checking account, but at any time during the coming year, you can direct them to write a check to any charity you like until this money is gone. If you come back in a year and tell me how you spent it, you'll get more to distribute next year." There is no request up front to justify the decisions but, she said, it comes out in the followup conversation. I think this is a neat idea; think of it as a teeny tiny foundation that gets people thinking about decisions and decision-making from an early age.