mixed messages

[cellio]

It's benefits-enrollment season at work. The web site is predictably slow and flaky, but after having key pages time out several times, I've finally got a stake in the ground. You can make changes up to the deadline so I figure "choose something now, review in more detail later" works better than being part of the last-minute crunch.

My costs for the main health plan and for the dental plan are both doubling (comparing apples to apples as much as possible). On the other hand, the long-term-disability insurance I pay for now will be covered in full next year. I, um, don't know what message they're trying to send there -- getting sick is more expensive but if you get really sick we'll cover you? Probably not what they intended.

(I assume that their actuaries simply optimized for the lowest corporate expenses traded against offering benefits employees won't rebel over, and there is no deeper meaning. But oh, the subtext!)